Loan Products
Find the Right Loan For You
Whether you need R50 or R1,000, we have a loan product designed to help. All with transparent pricing and no hidden fees.
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Perfect for First-Time Borrowers
Starter Loan
R50 – R250
Features
- Quick approval within 2 hours
- Flexible repayment terms (7-30 days)
- No complex paperwork required
- Build your credit history with us
- Ideal for small emergencies
Eligibility
- South African citizen or permanent resident
- At least 18 years old
- Valid South African ID
- Active bank account
- Proof of income (payslip or bank statement)
Typical Use Cases
- •Groceries and household essentials
- •Airtime and data
- •School supplies
- •Transport costs
- •Small medical expenses
Subject to credit assessment and affordability check. NCR Registered (NCRCP): CP901.
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Most Popular
Growth Loan
R250 – R500
Features
- Competitive interest rates
- Terms from 14 to 60 days
- Dedicated loan officer support
- Transparent fee structure
- Same-day approval possible
Eligibility
- South African citizen or permanent resident
- At least 18 years old
- Valid South African ID
- Active bank account with 3-month history
- Proof of steady income
- Clear or near-clear credit record
Typical Use Cases
- •Restocking for informal traders
- •School fees and education costs
- •Vehicle repairs
- •Medical procedures
- •Home repairs and maintenance
- •Business equipment purchases
Subject to credit assessment and affordability check. NCR Registered (NCRCP): CP901.
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Maximum Impact
Community Support Loan
R500 – R1,000
Features
- Highest loan amounts available
- Extended repayment terms up to 60 days
- Personalized repayment plans
- Priority customer support
- Financial wellness consultation
- Repeat borrower benefits
Eligibility
- South African citizen or permanent resident
- At least 21 years old
- Valid South African ID
- Active bank account with 6-month history
- Verifiable stable income
- Satisfactory credit record
- Previous successful loan with Machankura (preferred)
Typical Use Cases
- •Starting or expanding a small business
- •Major home improvements
- •Education and training fees
- •Community event hosting
- •Bulk purchasing for traders
- •Agricultural inputs for farmers
- •Equipment for service-based businesses
Subject to credit assessment and affordability check. NCR Registered (NCRCP): CP901.
Apply Now